San Francisco-based startup Sapiom has raised $15 million in seed funding to build financial infrastructure that allows AI agents to independently purchase and access digital tools.

The company aims to solve a growing challenge for nontechnical creators using prompt-to-code platforms to build applications.

Founded by former Shopify engineering director Ilan Zerbib, Sapiom is developing a payment layer that enables AI agents to authenticate, pay for, and manage access to APIs, software services, data, and computing resources without human intervention.

Accel led the funding round, joined by Okta Ventures, Gradient Ventures, Menlo Ventures, Anthropic, and Coinbase Ventures.

Investors say Sapiom’s enterprise-focused approach fills a critical gap as AI agents increasingly interact with paid services in real time.

The platform is designed to handle micro-payments that occur whenever an AI agent sends a text, processes a payment, or spins up cloud infrastructure.

By abstracting these financial steps, Sapiom allows creators to focus on building functionality rather than managing back-end integrations.

While the company is currently targeting business use cases, its technology could eventually support personal AI agents capable of making consumer purchases autonomously. F

For now, Zerbib says the priority is enabling reliable, secure financial workflows that allow AI systems to operate at scale.

Source: Techcrunch